Want to Save $1000s on Your Mortgage?
Welcome to First Capital Mortgage Inc. — Nevada’s home loan team. We shop 25+ lenders to find your best rate and take most purchases from application to keys in under 30 days. Pre-approval takes about 15 minutes.
Expert mortgage guidance to secure your Nevada home
With decades of lending experience and access to 25+ wholesale lenders, we tailor every loan to your goals — purchase, refinance, FHA, VA, USDA, jumbo, and self-employed programs. You wouldn’t accept the first offer at a car lot; don’t accept the first mortgage quote either.
Loan programs for every Nevada buyer
Home Purchase Loans
Conventional, FHA, VA, USDA, and jumbo loans for Nevada buyers — including first-time homebuyer programs and Home Is Possible down payment assistance. Pre-approval takes about 15 minutes, so you can shop with confidence.
Refinance & Cash-Out
Debt Management
Self-Employed & Bank Statement Loans
Investment Property & DSCR Loans
TALK WITH STEVE
Purchase, refinance, and investment loans
- 02 / Main Service
03 / The 30-Day Promise
The 30-Day Funding Promise
On-time, under-budget, no surprises. Most purchase loans fund in under 30 days — with weekly updates so you, your agent, and everyone at the table always knows exactly where things stand.
04 / How We Work
We narrow it down — you stay in control
Tell us your goals and we’ll narrow your options to two clear directions, then walk through them together in 15–20 minutes. ‘Yes, it fits’ — or ‘not yet, keep going.’ Either way, you get a straight answer.
Frequently Asked Questions
How fast can I get pre-approved?
The application takes about 15 minutes. Most buyers have a pre-approval letter the same day — often within hours of sending complete documents.